![]() Need an appraisal for an FHA-backed mortgage? Call Zacour & Associates, Inc.Rest assured that Zacour & Associates, Inc. is an FHA-approved appraisal company in TX. We are certified and approved to do appraisal reports for FHA insured financial transactions. A portion of the periodic training our staff at Zacour & Associates, Inc. completes deals precisely with understanding the FHA's documentation and their rules and procedures. If you're in need of an appraisal for an FHA loan, please contact us, and we'll be able to help you right away. The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA-secured loan, it means it is insured by them. None of the money in the loan is provided by the FHA; what the FHA does is make sure that the loan is insured in case the borrower doesn't pay their loan. The FHA and their loan programs are built to help low-to-moderate income homebuyers help meet credit qualifications if they otherwise would not. Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. The loan programs that the FHA offers are excessively helpful to consumers with less starting capital. |